Importance of taking your customers’ details!
Garages aren’t legally required to take a customer’s address before repair or sale, but skipping it can stall Torts notices and court action when vehicles are abandoned or not collected.
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Bailiffs at the Door? Not So Fast: When ‘Debt Collectors’ Have No Power
A consumer decided our member ‘owed’ them money and sent in so-called heavies to collect. Here is why they had no legal power to enforce anything and what to do if a similar letter lands on your desk.
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Motor Finance Consumer Redress Scheme
The FCA has launched a consultation on a motor finance redress scheme that could see average payouts of around £700 where key commission arrangements were not disclosed.
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The FCA £1m Campaign: Better Late Than Never!
The FCA has launched a £1 million campaign to tell motor finance customers they can access compensation without claims firms or lawyers.
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Don’t Get Soaked: The Habitation Checks That Stop Motorhome Rejections
Buyers are rejecting motorhomes for damp, leaks and unsafe cabins. Here’s what to inspect in the habitation area and why a simple pre-sale check can save you a costly Consumer Rights Act dispute.
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Can You Claim What You Haven’t Lost? The ‘No Loss’ Principle Meets s19 CRA 2015
A live claim against a member raises a sharp question: if no money has changed hands and only deductions are in dispute, has the claimant suffered a recoverable loss?
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To Repair or Not to Repair: that is the question
A customer drops off a car three months after purchase and asks for a refund. You might have a right to repair, but touch a spanner without clear permission and you could turn a winnable case into an unwanted rejection.
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Winter Is Coming: Stop Seasonal Complaints Before They Start
Winter faults spark a spike in consumer complaints. A few extra pre-sale checks now can save you a world of hassle when the temperature drops.
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Disclosure requirements: when to say no
Clients demanding CCTV, employee records, and the kitchen sink? Here’s a quick guide to when you should hand over documents and when you can hold firm, from pre-action “fishing expeditions” to disclosure once proceedings are issued.
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The Consumer Rights Act 2015: Bête noire or useful tool?
Section 19(14) isn’t a magic wand for consumers, and Sections 23 and 24 give traders real leverage. Here’s how to use repairs, disproportionality and usage deductions to keep disputes under control.
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Mediation appointments: the court’s take on ‘delays’
You can tell the court you’re unavailable, but will that stop a telephone mediation being listed? In our client’s case it didn’t, and the refusal to move it now means a full hearing next year.
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Witness Statements: Own the Weakness and Turn Up to Court
Courts are scrutinising credibility more than ever. A Witness Statement that ducks its weak points or a witness who fails to attend risks serious damage to their case
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